Underwriter 2
Primerica
Bela Vista, MS - há 1 mês
Descrição do trabalho
Join Our TeamIn 2022, the Atlanta Journal-Constitution named Primerica one of the best places to work for the ninth consecutive year. Also in 2022, Primerica was named one of the Best Employers for Diversity by Forbes for the second consecutive year. Forbes also named Primerica as one of America’s best Insurance companies for 2022. Primerica ranks 6th among 25 companies included in the Term Life Insurance category. Over the past seven years Primerica has consistently been voted Best Employer by Gwinnett Magazine in its special "Best of Gwinnett" winner editions. Primerica is a great place to work! Join our team to experience what it’s like to work at “one of the best places to work in the metro Atlanta”.About this PositionThe Life Insurance Insurance Underwriter 2 will evaluate applications for individual life insurance on face amounts up to $500,000 and accept or decline the risk based upon analysis of medical history, prescription drug history, occupational hazards, financial background, insurable interest or other information pertinent to the decision. As a member of the underwriting team, you will work with a variety of internal partners to ensure prompt and efficient service to our clients, achieve departmental goals and service standards. You will participate in ongoing training to continue to develop your skills and knowledge with risk assessment, medical concepts and terminology, customer service and business systems and processes.This is a remote position.Estimated salary range for this position is: 80KResponsibilities & QualificationsCompetencies and SkillsExcellent written and oral communication skills to communicate clearly and concisely by telephone and emailStrong attention to detail to follow business processes correctly, anticipating and understanding the downstream impact and ensuring high quality the first time/every timeEasily adaptable to changes in business processes, work priorities and work environmentTakes accountability and ownership to resolve problems and find the answer and demonstrates creativity in identifying reasonable solutions that benefit all partiesSound decision making and judgment by having the confidence to make decisions with their authority, and know when to use their judgment on unique situations and when to escalate the situation to managementDemonstrates professionalism by consistently acting with respect and courtesy to co-workers and customers, maintains personal credibility, and exhibits excellent teamworkDesire and ability to quickly learn and apply new concepts, processes and behaviors, has a curiosity to learn more and invest in their own growth and developmentEfficiency and ability to quickly gather the right information, analyze it and make decisionsOperates effectively in the face of ambiguityActs with appropriate sense of urgencyOnce training is complete, the Underwriter will review documents such as applications, prescription drug profiles, laboratory reports, underwriting interviews and medical records to determine the level of risk presented and to make a final decision regarding eligibility for coverage.KNOWLEDGE, SKILLS & ABILITIES:Must have a minimum of 3-5 years of Life Insurance Underwriting experience is required (term life underwriting preferred)Bachelor’s Degree in Risk Management, Biology, Psychology, or similar OR relevant work experience is a plusBasic knowledge of medical terminology is a plusBasic knowledge of anatomy and medical impairment is a plusWorking knowledge of the underwriting functionStrong attention to detail and analytical abilityExcellent written and verbal communication skills Excellent PC and organizational skillsAbility to work proactively, independently, and under pressureExcellent problem-solving skillsFLSA status:This position is exempt (not eligible for overtime pay):YesOur Benefits:Day one health, dental, and vision insurance401(k) Plan with competitive employer matchVacation, sick, holiday and volunteer time offLife and disability insuranceFlexible Spending Account & Health Savings AccountProfessional developmentTuition reimbursementCompany-sponsored social and philanthropy eventsIt has been and will continue to be the policy of Primerica, Inc., and its subsidiaries to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless ofrace, sex, color, religious creed, religion, national origin, citizenship status, age, disability, pregnancy, ancestry, military service or veteran status, genetic or carrier status, marital status, sexual orientation, or any classification protected by applicable federal, state or local laws.At Primerica, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.